Receiving your AVS/AI pension in Tunisia
Settling in Tunisia for retirement raises a legitimate question: will you keep receiving your AVS pension (and AI where applicable)? Good news: the Swiss first pillar is designed to be paid abroad.
The AVS old-age pension is paid abroad
The AVS pension (1st pillar) is in principle paid worldwide, including in Tunisia. A social security convention between Switzerland and Tunisia facilitates this payment. Abroad, your pensions are managed by the Swiss Compensation Office (SCO) in Geneva.
AI pension and other pillars
The AI (disability insurance) is subject to stricter export rules outside the EU/EFTA, depending on the applicable convention. The 2nd pillar (LPP/BVG) and 3rd pillar can generally be received or paid out subject to your pension institutions’ conditions.
Preparing your move
Before leaving, report your change of residence and check payment terms (account, frequency, taxation). For your overall budget, see our guides cost of an EMS Switzerland vs Tunisia and LAMal and an EMS abroad.
Our advisors can guide you: contact us or discover our residences in Tunisia.
General, non-contractual information. Rules depend on your situation and may change. Check with the Swiss Compensation Office (SCO) and your pension fund.
Frequently asked questions
Can you receive your AVS pension while living in Tunisia?
Yes, in principle: the AVS old-age pension (1st pillar) is paid worldwide, including in Tunisia. A social security convention links Switzerland and Tunisia. Pensions abroad are handled by the Swiss Compensation Office (SCO) in Geneva.
What about the AI (disability) pension?
Exporting AI pensions is more restrictive outside the EU/EFTA and depends on the applicable convention. Check with the Swiss Compensation Office for your specific case.